Dear Mr. Daniel,
I have the report of your case prepared by Mr. Roland, who visited your premises last month.
From the report, Mr. Roland agrees that the fire was probably caused by an electrical short circuit, but he feels that USD2800 is a more likely evaluation of the damage caused to your stock. However he suggests we add another USD500 for damages to your basement. Consequently we can offer you a total of USD3300 as full compensation under your policy.
If you accept this assessment, please complete and return the Acceptance Form and we will send the compensation to you.