Refusing To Provide Overdraft Facility

Dear Mr. Sam,

We refer to your letter dated 01 Sep 2xxx concerning your request for overdraft facility of USD80,000 for a period of six months.

We regret to inform you that we cannot provide this facility to you at this moment. It is our bank policy to provide this facility only to account holders whose accounts are at least two years old. Your account is only five months old.

Thank you.

More financial matters