Dispute Letter Credit Card Charge

How do you write a dispute letter for unauthorized transaction? This is the sample dispute letter credit card charge from individual to bank :

Your Name
Company Name
Street Address
City, ST ZIP Code

Recipient Name
Organization Name
Street Address
City, ST ZIP Code

Dear Recipient Name:

Regarding account number: 5470 0012-XX-9287

I am writing to dispute a charge in the amount of $180, posted on May 19,20xx, from the Wonder Motel and Spa.

The charge represents one day’s lodging at this motel. However, I cancelled the reservation at 5 P.M. on May 17, 20xx. According to the motel’s published policy, a full refund of reservation charges will be made when cancellations are made at least 48 hours in advance of 5 P.M. on the checkin date.

When I cancelled the reservation, I spoke with “Alice” and received a confirmation code of 8700. Please deduct the charge from my bill.


Your Name

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